Most insurers give you a certain amount of money each year, if you don’t use it all, you lose it. This is called a “yearly maximum” and it is the most money that the dental insurance plan will pay for your dental treatment within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover.
It’s not just your yearly maximum that matters though, you need to consider your yearly deductible, which also starts again when your plan rolls over. The deductible is the amount of money that you pay out of pocket before your insurance company will pay for any services. This fee varies based on your insurance plan.
Dont lose out on making the most of your benefits! Many patients realize their dental benefits are about to expire around this time of year and our office schedule becomes booked very quickly.
Call today to schedule your cleaning or hygiene appointment.
508-829-3698
